Mahindra & Mahindra Financial Services Limited (M&MFIN.BO)
Full history for every metric is available with a Kvantra account

Mahindra & Mahindra Financial Services Limited (M&MFIN.BO)
No price history available.
Key financial summary
Financials in INR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | INR bn | 120 | 119 | 112 | 125 | 81 | 91 | 198 | 204 |
| Operating profit | INR bn | 38 | 44 | ||||||
| Net profit | INR bn | 11 | 8 | 11 | 21 | 19 | 23 | 29 | 33 |
| EPS reported | INR | 20.54 | 23.44 | ||||||
| Operating cashflow per share | INR | -91.91 | 0.00 | ||||||
| Capex per share | INR | 3.00 | 0.00 | ||||||
| FCF per share | INR | -94.90 | 0.00 | ||||||
| Free cash flow | INR bn | -132 | 0 | ||||||
| Net debt | INR bn | 1,067 | 0 | ||||||
| Book value equity | INR bn | 266 | 267 | ||||||
| Book value per share | INR | 191.7 | 192.1 | ||||||
| Number of shares | m | 1,389.66 | 1,389.66 | ||||||
| DPS (TTM paid) | INR | - | 7.50 |
Financial summary
Financials in INR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 18.93 | 15.98 | ||||||
| P/B LTM | x | 1.49 | 1.28 | ||||||
| P/S LTM | x | 5.42 | 1.68 | ||||||
| P/FCF LTM | x | -3.01 | 0.00 | ||||||
| EV/EBITDA LTM | x | 118.37 | 28.85 | ||||||
| EV/Sales LTM | x | 7.41 | 2.66 | ||||||
| Earnings Yield LTM | % | +7.58% | +6.26% | ||||||
| FCF Yield | % | -33.17% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | - | +12.64% | ||||||
| ROIC | % | +2.00% | 0.00% | ||||||
| Operating margin | % | +19.35% | +21.42% | ||||||
| Gross margin | % | +54.81% | +55.70% | ||||||
| FCF/Sales | % | -66.71% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +12.18% | +49.78% | ||||||
| Sales Growth YoY | % | +117.97% | +150.38% | ||||||
| Net Income Growth YoY | % | +26.20% | +68.30% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | -24.20% | -2.62% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.27% | +1.93% | ||||||
| Dividend Growth | % | +15.38% | +19.05% | ||||||
| Payout Ratio | % | - | +31.65% | ||||||
| FCF/Debt | x | -0.12 | - | ||||||
| Net Debt/EBITDA | x | 25.33 | 0.00 | ||||||
| EBIT/Net interest | x | 0.43 | 0.48 | ||||||
| Net debt/market cap | % | +2.87% | 0.00% | ||||||
| Net debt/Equity | x | 4.00 | 0.00 | ||||||
| Gross debt/equity | x | 4.29 | 0.00 | ||||||
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Mahindra & Mahindra Financial Services Ltd. is a non-banking financial company, which engages in the provision of asset finance in the rural and semi-urban areas in India. It offers financing for auto and utility vehicles, tractors, cars, commercial vehicles and construction equipment, and pre owned and others vehicles to transport operators, farmers, small businesses and self-employed and salaried individuals, personal Loans for weddings, children's education, medical treatment, and working capital for a small or medium-sized enterprise, and project finance, equipment finance, working capital finance, vehicle finance, and bill discounting services to small and medium-sized enterprises. The firm also provides life, non-life, and reinsurance products, housing finance, equity mutual funds, tax saver mutual funds, monthly income funds, and other investment products, and investments and advisory services. The company was founded on January 1, 1991 and is headquartered in Mumbai, India.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Mahindra & Mahindra Financial Services Limited (M&MFIN.BO)
No price history available.
Based on consensus from external analysts. Not Kvantra's opinion.
Mahindra & Mahindra Financial Services Ltd. is a non-banking financial company, which engages in the provision of asset finance in the rural and semi-urban areas in India. It offers financing for auto and utility vehicles, tractors, cars, commercial vehicles and construction equipment, and pre owned and others vehicles to transport operators, farmers, small businesses and self-employed and salaried individuals, personal Loans for weddings, children's education, medical treatment, and working capital for a small or medium-sized enterprise, and project finance, equipment finance, working capital finance, vehicle finance, and bill discounting services to small and medium-sized enterprises. The firm also provides life, non-life, and reinsurance products, housing finance, equity mutual funds, tax saver mutual funds, monthly income funds, and other investment products, and investments and advisory services. The company was founded on January 1, 1991 and is headquartered in Mumbai, India.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free