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Key financial summary
Financials in CHF| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | CHF m | 332 | 392 | 421 | 517 | 568 | 628 | 664 | 652 |
| Operating profit | CHF m | 274 | 297 | ||||||
| Net profit | CHF m | 117 | 143 | 151 | 187 | 218 | 236 | 256 | 277 |
| EPS reported | CHF | 5.95 | 6.41 | ||||||
| Operating cashflow per share | CHF | 6.72 | 7.48 | ||||||
| Capex per share | CHF | 0.36 | 0.49 | ||||||
| FCF per share | CHF | 6.36 | 6.99 | ||||||
| Free cash flow | CHF m | 254 | 275 | ||||||
| Net debt | CHF m | -1,446 | -1,238 | ||||||
| Book value equity | CHF m | 1,176 | 1,207 | ||||||
| Book value per share | CHF | 29.40 | 30.52 | ||||||
| Number of shares | m | 40 | 39.55 | ||||||
| DPS (TTM paid) | CHF | 2.95 | 2.95 |
Financial summary
Financials in CHF| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 25.11 | - | ||||||
| P/B LTM | x | 5.08 | 5.13 | ||||||
| P/S LTM | x | 9.52 | 9.32 | ||||||
| P/FCF LTM | x | 23.50 | 22.50 | ||||||
| EV/EBITDA LTM | x | 16.70 | 15.20 | ||||||
| EV/Sales LTM | x | 8.02 | 7.46 | ||||||
| Earnings Yield LTM | % | 3.98% | 4.14% | ||||||
| FCF Yield | % | 4.26% | 4.44% | ||||||
| Quality | |||||||||
| ROE | % | 20.11% | 21.49% | ||||||
| ROIC | % | 2.87% | 2.94% | ||||||
| Operating margin | % | 43.70% | 44.77% | ||||||
| Gross margin | % | 88.84% | 89.58% | ||||||
| FCF/Sales | % | 40.52% | 41.42% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +7.79% | +11.48% | ||||||
| Sales Growth YoY | % | +10.58% | +14.15% | ||||||
| Net Income Growth YoY | % | +8.35% | +12.59% | ||||||
| FCF Growth | % | +9.81% | -48.08% | ||||||
| Operating Profit Growth | % | +4.03% | -7.35% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 1.82% | 1.85% | ||||||
| Dividend Growth | % | +8.06% | +8.06% | ||||||
| Payout Ratio | % | 45.59% | 45.89% | ||||||
| FCF/Debt | x | 0.35 | 0.29 | ||||||
| Net Debt/EBITDA | x | -3.13 | -2.35 | ||||||
| EBIT/Net interest | x | 136.98 | 123.94 | ||||||
| Net debt/market cap | % | -24.20% | -20.00% | ||||||
| Net debt/Equity | x | -1.23 | -1.03 | ||||||
| Gross debt/equity | x | 0.61 | 0.78 | ||||||
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
VZ Holding AG, a subsidiary of Madarex Ltd. and founded in 1992 with its headquarters in Zurich, Switzerland, operates as a comprehensive financial services provider across Switzerland and Germany. The company offers a wide spectrum of services to private individuals, specifically focusing on homeowners aged 50 and above. These offerings include retirement and estate planning, investment and asset management, mortgage and real estate advice, tax optimization, pension and insurance solutions, and general banking services. For its corporate clientele, VZ Holding AG delivers specialized solutions such as occupational benefit schemes, fiduciary services, risk management, business insurance, pension fund administration, and strategic succession planning. Further enhancing its portfolio, the firm provides financial consulting and wealth management, securities trading and portfolio advisory, credit provision, guarantees, and in-depth investment research. Clients can conveniently access these services through the VZ Finanzportal, its online platform for managing financial transactions, or opt for personalized, à la carte support.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Based on consensus from external analysts. Not Kvantra's opinion.
VZ Holding AG, a subsidiary of Madarex Ltd. and founded in 1992 with its headquarters in Zurich, Switzerland, operates as a comprehensive financial services provider across Switzerland and Germany. The company offers a wide spectrum of services to private individuals, specifically focusing on homeowners aged 50 and above. These offerings include retirement and estate planning, investment and asset management, mortgage and real estate advice, tax optimization, pension and insurance solutions, and general banking services. For its corporate clientele, VZ Holding AG delivers specialized solutions such as occupational benefit schemes, fiduciary services, risk management, business insurance, pension fund administration, and strategic succession planning. Further enhancing its portfolio, the firm provides financial consulting and wealth management, securities trading and portfolio advisory, credit provision, guarantees, and in-depth investment research. Clients can conveniently access these services through the VZ Finanzportal, its online platform for managing financial transactions, or opt for personalized, à la carte support.
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