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Banco Santander, S.A. logo

Banco Santander, S.A. (SAN.MC)

Country: SpainSector: Financial ServicesIndustry: Banks - DiversifiedExchange: BME
P/E TTM
11.0
History
P/E NTM
9.8
Market cap
173.32B
Currency EUR
KvantraRankAbout45
IValue32
IIQuality37
IIIMomentum78
Current price
12.02 EUR+0.92%
Close 9 Oct 2026
Benchmarks

Key financial summary

Financials in EUR
202020212022202320242025TTM2026E
Total net revenue€bn46.848.454.255.859.560.044.7-
Operating profit€bn18.719.5
Net profit€bn-8.88.19.611.112.614.116.215.2
EPS reported€0.901.09
Operating cashflow per share€5.624.20
Capex per share€0.390.37
FCF per share€5.223.83
Free cash flow€bn77.756.2
Net debt€bn61.8-16.1
Book value equity€bn103109
Book value per share€6.947.45
Number of sharesm14,869.814,677.92
DPS (TTM paid)€0.240.24

Financial summary

Financials in EUR
202020212022202320242025TTM2026E
Value
P/E TTMx11.1911.03
P/B LTMx1.451.59
P/S LTMx2.493.88
P/FCF LTMx1.933.09
EV/EBITDA LTMx23.716.91
EV/Sales LTMx4.343.52
Earnings Yield LTM%8.94%9.07%
FCF Yield%51.87%32.41%
Quality
ROE%13.67%15.48%
ROIC%0.75%2.03%
Operating margin%15.65%26.28%
Gross margin%39.79%63.93%
FCF/Sales%65.06%75.55%
Growth and momentum
EPS Growth YoY%+16.88%+29.76%
Sales Growth YoY%+0.94%-25.27%
Net Income Growth YoY%+12.14%+21.67%
FCF Growth%-+77.41%
Operating Profit Growth%+7.69%+4.91%
Dividend and capital structure
Dividend Yield%2.23%2.00%
Dividend Growth%+25.65%+25.65%
Payout Ratio%24.96%23.69%
FCF/Debtx0.150.12
Net Debt/EBITDAx16.868.05
EBIT/Net interestx0.310.66
Net debt/market cap%41.28%-9.28%
Net debt/Equityx0.60-0.15
Gross debt/equityx5.054.12

ETFs that hold Banco Santander

FundTickerPosition#Weight
Vanguard FTSE Europe ETFVGK101.33%
Schwab Fundamental International Large Company Index ETFFNDF100.78%
Amundi Core Stoxx Europe 600 UCITS ETF AccLYP6.DE101.41%
Vanguard International High Dividend Yield ETFVYMI91.11%
Dimensional - International Value ETFDFIV31.87%
iShares International Country Rotation Active ETFCORO41.26%
iShares Core MSCI Europe UCITS ETF EUR (Dist)IMEU.AS101.42%
JPMorgan International Research Enhanced Equity ETFJIRE61.39%
iShares STOXX Europe 600 UCITS ETF (DE)EXSA.DE101.37%
iShares Core EURO STOXX 50 UCITS ETF (DE)EXW1.DE44.08%

Funds with Banco Santander among their ten largest holdings, largest fund first.

Ratings

Strong Buy
Buy
Hold
Sell
Strong Sell
Number of covering analysts

Based on consensus from external analysts. Not Kvantra's opinion.

Company overview

Founded in 1856 and headquartered in Madrid, Spain, Banco Santander, S.A. is a prominent global financial services provider. The institution caters to a broad spectrum of clients, from individual consumers and small and medium-sized businesses to large multinational corporations, delivering an extensive range of retail and commercial banking products and services worldwide. Its deposit facilities include current, savings, demand, and time accounts. The bank also extends various lending and financial instruments, such as mortgages, consumer credit, syndicated corporate financing, structured funding arrangements, cash management services, export and agency finance, trade and working capital provisions, and corporate financial advisory. Additionally, Banco Santander offers insurance products, along with comprehensive asset, wealth, and private banking management services. The group's activities further encompass corporate banking, treasury operations, risk hedging strategies, international trade services, confirming, custody, and investment banking. The company, which was known as Banco Santander Central Hispano S.A. until its name change in June 2007, operates through an expansive network of 9,879 branches.

IndustryBanks - Diversified
CountrySpain
Trades inEUR

Similar companies

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Banco Santander, S.A. (SAN.MC)

SAN.MC · BME · Financial Services
12.02 EUR+0.92%
Sign up to track this stock
Benchmarks
KvantraRank45
Market cap173.32B
P/E NTM9.8
P/E TTM11.0
KvantraRank?45 / 100
Value
32
Quality
37
Momentum
78
Financialsin EUR
20242025TTM2026E
ETFs that hold Banco Santander
FundTickerPosition#Weight
Vanguard FTSE Europe ETFVGK101.33%
Schwab Fundamental International Large Company Index ETFFNDF100.78%
Amundi Core Stoxx Europe 600 UCITS ETF AccLYP6.DE101.41%
Vanguard International High Dividend Yield ETFVYMI91.11%
Dimensional - International Value ETFDFIV31.87%
iShares International Country Rotation Active ETFCORO41.26%
iShares Core MSCI Europe UCITS ETF EUR (Dist)IMEU.AS101.42%
JPMorgan International Research Enhanced Equity ETFJIRE61.39%
iShares STOXX Europe 600 UCITS ETF (DE)EXSA.DE101.37%
iShares Core EURO STOXX 50 UCITS ETF (DE)EXW1.DE44.08%

Funds with Banco Santander among their ten largest holdings, largest fund first.

Ratings
Strong Buy
Buy
Hold
Sell
Strong Sell

Based on consensus from external analysts. Not Kvantra's opinion.

About

Founded in 1856 and headquartered in Madrid, Spain, Banco Santander, S.A. is a prominent global financial services provider. The institution caters to a broad spectrum of clients, from individual consumers and small and medium-sized businesses to large multinational corporations, delivering an extensive range of retail and commercial banking products and services worldwide. Its deposit facilities include current, savings, demand, and time accounts. The bank also extends various lending and financial instruments, such as mortgages, consumer credit, syndicated corporate financing, structured funding arrangements, cash management services, export and agency finance, trade and working capital provisions, and corporate financial advisory. Additionally, Banco Santander offers insurance products, along with comprehensive asset, wealth, and private banking management services. The group's activities further encompass corporate banking, treasury operations, risk hedging strategies, international trade services, confirming, custody, and investment banking. The company, which was known as Banco Santander Central Hispano S.A. until its name change in June 2007, operates through an expansive network of 9,879 branches.

IndustryBanks - Diversified
CountrySpain
Trades inEUR

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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