Full history for every metric is available with a Kvantra account
Key financial summary
Financials in GBP| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | £m | 338 | 377 | 581 | 565 | 588 | 660 | 699 | 693 |
| Operating profit | £m | 65.1 | 90.3 | ||||||
| Net profit | £m | -68 | -28 | -259 | -113 | -165 | 14 | 23 | 68 |
| EPS reported | £ | 0.09 | 0.15 | ||||||
| Operating cashflow per share | £ | 0.82 | 1.04 | ||||||
| Capex per share | £ | 0.11 | 0.06 | ||||||
| FCF per share | £ | 0.71 | 0.99 | ||||||
| Free cash flow | £m | 101 | 142 | ||||||
| Net debt | £m | 393 | 307 | ||||||
| Book value equity | £m | 70 | 124 | ||||||
| Book value per share | £ | 0.47 | 0.84 | ||||||
| Number of shares | m | 147.1 | 147.9 | ||||||
| DPS (TTM paid) | £ | 0.00 | 0.00 |
Financial summary
Financials in GBP| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 55.44 | - | ||||||
| P/B LTM | x | 10.62 | 8.96 | ||||||
| P/S LTM | x | 1.12 | 1.58 | ||||||
| P/FCF LTM | x | 7.34 | 7.81 | ||||||
| EV/EBITDA LTM | x | 10.86 | 10.76 | ||||||
| EV/Sales LTM | x | 1.72 | 2.02 | ||||||
| Earnings Yield LTM | % | 1.80% | 2.08% | ||||||
| FCF Yield | % | 13.63% | 12.81% | ||||||
| Quality | |||||||||
| ROE | % | 19.80% | 23.50% | ||||||
| ROIC | % | 6.37% | 10.58% | ||||||
| Operating margin | % | 9.86% | 12.91% | ||||||
| Gross margin | % | 48.32% | 48.26% | ||||||
| FCF/Sales | % | 15.29% | 20.26% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | +12.19% | +36.66% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | +8.38% | +55.71% | ||||||
| Operating Profit Growth | % | +41.83% | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.15 | 0.23 | ||||||
| Net Debt/EBITDA | x | 3.77 | 2.35 | ||||||
| EBIT/Net interest | x | 0.99 | 1.44 | ||||||
| Net debt/market cap | % | 53.13% | 27.74% | ||||||
| Net debt/Equity | x | 5.64 | 2.49 | ||||||
| Gross debt/equity | x | 9.35 | 5.03 | ||||||
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Saga plc is a United Kingdom-based company that delivers a broad spectrum of services, encompassing general insurance, holiday packages, cruises, and various personal finance offerings. Operating through its Insurance, Travel, and Other Businesses and Central Costs segments, the company caters to diverse needs. Its extensive insurance portfolio includes coverage for vehicles (cars, motorhomes, boats, caravans), homes (building, content, renter, landlord), health, travel, pets, and personal accident, alongside breakdown cover and holiday home policies. Beyond insurance, Saga organizes and operates comprehensive package tours and sea voyages. In the realm of personal finance, it provides expert advice on equity release and care funding, offers savings accounts, credit cards, and wealth management solutions, in addition to share dealing and ISA services. The company's wider activities also involve mailing house services, administering retirement benefit schemes, publishing the "Saga Magazine," and performing automotive repairs. Founded in 1950 and headquartered in Folkestone, the company adopted the name Saga plc in May 2014, having previously been known as Saga Limited.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Based on consensus from external analysts. Not Kvantra's opinion.
Saga plc is a United Kingdom-based company that delivers a broad spectrum of services, encompassing general insurance, holiday packages, cruises, and various personal finance offerings. Operating through its Insurance, Travel, and Other Businesses and Central Costs segments, the company caters to diverse needs. Its extensive insurance portfolio includes coverage for vehicles (cars, motorhomes, boats, caravans), homes (building, content, renter, landlord), health, travel, pets, and personal accident, alongside breakdown cover and holiday home policies. Beyond insurance, Saga organizes and operates comprehensive package tours and sea voyages. In the realm of personal finance, it provides expert advice on equity release and care funding, offers savings accounts, credit cards, and wealth management solutions, in addition to share dealing and ISA services. The company's wider activities also involve mailing house services, administering retirement benefit schemes, publishing the "Saga Magazine," and performing automotive repairs. Founded in 1950 and headquartered in Folkestone, the company adopted the name Saga plc in May 2014, having previously been known as Saga Limited.
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