Stock profile

The Jammu and Kashmir Bank Limited(J&KBANK.NS)

Country: IndiaSector: Financial ServicesIndustry: Banks - RegionalExchange: NSE
P/E TTM
7.4
History
P/E NTM
10.7
Market cap
192.94B
Currency INR
KvantraRanki34
Value38
Quality38
Momentum22
Current price
157.48+0.40%
Benchmarks

No price history available.

Key financial summary

Financials in INR
2020202120222023202420252026TTM2027E
Total revenueINRm88,17288,12387,664100,358119,739137,773141,074N/AN/A
Operating profitINRmLockedLockedLockedLockedLockedLockedLockedLockedLocked
Net profitINRm-11,8344,2844,94911,80517,71220,81823,595N/AN/A
EPS reportedINRLockedLockedLockedLockedLockedLockedLockedLockedLocked
Operating cashflow per shareINRLockedLockedLockedLockedLockedLockedLockedLockedLocked
Capex per shareINRLockedLockedLockedLockedLockedLockedLockedLockedLocked
FCF per shareINRLockedLockedLockedLockedLockedLockedLockedLockedLocked
Free cash flowINRmLockedLockedLockedLockedLockedLockedLockedLockedLocked
Net debtINRmLockedLockedLockedLockedLockedLockedLockedLockedLocked
Book value equityINRmLockedLockedLockedLockedLockedLockedLockedLockedLocked
Book value per shareINRLockedLockedLockedLockedLockedLockedLockedLockedLocked
Number of sharesmLockedLockedLockedLockedLockedLockedLockedLockedLocked
DPS (TTM paid)INRLockedLockedLockedLockedLockedLockedLockedLockedLocked

Financial summary

Financials in INR
2020202120222023202420252026TTM2027E
Value
P/E LTMxLockedLockedLockedLockedLockedLockedLockedLockedLocked
P/B LTMxLockedLockedLockedLockedLockedLockedLockedLockedLocked
P/S LTMxLockedLockedLockedLockedLockedLockedLockedLockedLocked
P/FCF LTMxLockedLockedLockedLockedLockedLockedLockedLockedLocked
EV/EBITDA LTMxLockedLockedLockedLockedLockedLockedLockedLockedLocked
EV/Sales LTMxLockedLockedLockedLockedLockedLockedLockedLockedLocked
Earnings Yield LTM%LockedLockedLockedLockedLockedLockedLockedLockedLocked
FCF Yield%LockedLockedLockedLockedLockedLockedLockedLockedLocked
Quality
ROE%LockedLockedLockedLockedLockedLockedLockedLockedLocked
ROIC%LockedLockedLockedLockedLockedLockedLockedLockedLocked
Operating margin%LockedLockedLockedLockedLockedLockedLockedLockedLocked
Gross margin%LockedLockedLockedLockedLockedLockedLockedLockedLocked
FCF/Sales%LockedLockedLockedLockedLockedLockedLockedLockedLocked
Growth and momentum
EPS Growth YoY%LockedLockedLockedLockedLockedLockedLockedLockedLocked
Sales Growth YoY%LockedLockedLockedLockedLockedLockedLockedLockedLocked
Net Income Growth YoY%LockedLockedLockedLockedLockedLockedLockedLockedLocked
FCF Growth%LockedLockedLockedLockedLockedLockedLockedLockedLocked
Operating Profit Growth%LockedLockedLockedLockedLockedLockedLockedLockedLocked
Dividend and capital structure
Dividend Yield%LockedLockedLockedLockedLockedLockedLockedLockedLocked
Dividend Growth%LockedLockedLockedLockedLockedLockedLockedLockedLocked
Payout Ratio%LockedLockedLockedLockedLockedLockedLockedLockedLocked
FCF/DebtxLockedLockedLockedLockedLockedLockedLockedLockedLocked
Net Debt/EBITDAxLockedLockedLockedLockedLockedLockedLockedLockedLocked
EBIT/Net interestxLockedLockedLockedLockedLockedLockedLockedLockedLocked
Net debt/market cap%LockedLockedLockedLockedLockedLockedLockedLockedLocked
Net debt/Equity%LockedLockedLockedLockedLockedLockedLockedLockedLocked
Gross debt/equity%LockedLockedLockedLockedLockedLockedLockedLockedLocked

Ratings

Strong Buy
Locked
Buy
Locked
Hold
Locked
Sell
Locked
Strong Sell
Locked
Number of covering analystsLocked

Based on consensus from external analysts. Not Kvantra's opinion.

Company overview

The Jammu and Kashmir Bank Limited delivers a diverse suite of banking products and services, structured across its key segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business activities. The institution provides various deposit account options, including savings, current, salary, pension, and small accounts, along with multiple term deposit schemes. For individuals, the bank offers extensive credit facilities such as housing, consumer, education, term, car, coaching fee, personal consumption, and skill-based loans. It also extends festival advances and specialized financing for items like laptops/PCs, smartphones, school education, modular kitchens, Sahafat, solar equipment, and two-wheelers, in addition to cash credit schemes and loans secured by gold ornaments and jewellery. Targeting businesses and specific sectors, its offerings encompass funding for commercial vehicles, school buses, passenger/mini buses, artisans (dastkar), craftsmen, commercial premises, contractors, mini sheep farm establishments, construction equipment, and tourism projects. The bank further supports small businesses with Saral financing, provides mortgage loans for trade and service sectors, offers loans against mortgaged immovable property, implements fair price shop schemes, and funds start-ups. Agricultural support includes agroterm loans, fruit advances, Giri finance schemes, debt swap schemes for farmers, and mortgage loan schemes for agricultural produce traders. Beyond credit, the company facilitates government-sponsored initiatives, distributes both life and non-life insurance products, and issues debit, credit, and prepaid cards, alongside offering merchant acquiring services. As of March 31, 2022, J&K Bank's operational footprint across India included 980 branches and 1404 ATMs. Its broad customer base spans business enterprises, employees of government, semi-government and autonomous bodies, farmers, artisans, public sector organizations, and corporate clients. The Jammu and Kashmir Bank Limited, incorporated in 1938, maintains its headquarters in Srinagar, India.

SectorFinancial Services
IndustryBanks - Regional
CountryIndia
Trades inINR

Similar companies

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

The Jammu and Kashmir Bank Limited (J&KBANK.NS)

J&KBANK.NS · NSE · Financial Services
157.48+0.40%
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No price history available.

KvantraRank34
P/E TTM7.4
P/E NTM10.7
Market cap192.94B
KvantraRank34 / 100
Value
38
Quality
38
Momentum
22
Financialsin INR
20242025TTM2026
Ratings
Strong Buy
Locked
Buy
Locked
Hold
Locked
Sell
Locked
Strong Sell
Locked

Based on consensus from external analysts. Not Kvantra's opinion.

About

The Jammu and Kashmir Bank Limited delivers a diverse suite of banking products and services, structured across its key segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business activities. The institution provides various deposit account options, including savings, current, salary, pension, and small accounts, along with multiple term deposit schemes. For individuals, the bank offers extensive credit facilities such as housing, consumer, education, term, car, coaching fee, personal consumption, and skill-based loans. It also extends festival advances and specialized financing for items like laptops/PCs, smartphones, school education, modular kitchens, Sahafat, solar equipment, and two-wheelers, in addition to cash credit schemes and loans secured by gold ornaments and jewellery. Targeting businesses and specific sectors, its offerings encompass funding for commercial vehicles, school buses, passenger/mini buses, artisans (dastkar), craftsmen, commercial premises, contractors, mini sheep farm establishments, construction equipment, and tourism projects. The bank further supports small businesses with Saral financing, provides mortgage loans for trade and service sectors, offers loans against mortgaged immovable property, implements fair price shop schemes, and funds start-ups. Agricultural support includes agroterm loans, fruit advances, Giri finance schemes, debt swap schemes for farmers, and mortgage loan schemes for agricultural produce traders. Beyond credit, the company facilitates government-sponsored initiatives, distributes both life and non-life insurance products, and issues debit, credit, and prepaid cards, alongside offering merchant acquiring services. As of March 31, 2022, J&K Bank's operational footprint across India included 980 branches and 1404 ATMs. Its broad customer base spans business enterprises, employees of government, semi-government and autonomous bodies, farmers, artisans, public sector organizations, and corporate clients. The Jammu and Kashmir Bank Limited, incorporated in 1938, maintains its headquarters in Srinagar, India.

SectorFinancial Services
IndustryBanks - Regional
CountryIndia
Trades inINR

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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