No price history available.
Key financial summary
Financials in NOK| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | NOKm | 246 | 228 | 312 | 460 | 516 | 541 | N/A | N/A |
| Operating profit | NOKm | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Net profit | NOKm | 53 | 53 | 47 | 51 | 55 | 47 | N/A | N/A |
| EPS reported | NOK | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Operating cashflow per share | NOK | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Capex per share | NOK | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| FCF per share | NOK | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Free cash flow | NOKm | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Net debt | NOKm | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Book value equity | NOKm | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Book value per share | NOK | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Number of shares | m | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| DPS (TTM paid) | NOK | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
Financial summary
Financials in NOK| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E LTM | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| P/B LTM | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| P/S LTM | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| P/FCF LTM | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| EV/EBITDA LTM | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| EV/Sales LTM | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Earnings Yield LTM | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| FCF Yield | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Quality | |||||||||
| ROE | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| ROIC | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Operating margin | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Gross margin | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| FCF/Sales | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Growth and momentum | |||||||||
| EPS Growth YoY | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Sales Growth YoY | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Net Income Growth YoY | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| FCF Growth | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Operating Profit Growth | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Dividend and capital structure | |||||||||
| Dividend Yield | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Dividend Growth | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Payout Ratio | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| FCF/Debt | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Net Debt/EBITDA | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| EBIT/Net interest | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Net debt/market cap | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Net debt/Equity | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Gross debt/equity | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Høland og Setskog Sparebank provides banking services for the retail and corporate markets in Norway. The company offers current, deposit, and savings accounts; business, tax withholding, investment, agricultural, and client accounts; bank and credit cards; eInvoice; mobile payments; and mobile and online banking. It also provides insurance products for cars, electric scooters, boats, motorcycles, mopeds, jet skis, caravans, motorhomes, ATVs, tractors, snowmobiles, trailers, and veteran cars; house, household items, travel, cottages, valuable items, and drones; health, child, disabled, critical illness, life, and accident; and dogs, cats, and horses. In addition, the company offers bank, BSU, mutual fund, and retirement savings; pension products; car loan, mortgage, framework loan, energy saving loan, senior loan apartment, cottage loan, green mortgage, fixed rate loan, refinancing of mortgages, as well as loans for motorcycles, motorhomes, and ATVs; consumer loan; refinancing consumer debt; bank guarantees, business and construction loans, factoring, overdraft, and leasing; and consulting and accounting services. The company was formerly known as Holand Sparebank and changed its name to Høland og Setskog Sparebank in July 2010. Høland og Setskog Sparebank was founded in 1849 and is headquartered in Bjørkelangen, Norway.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Høland og Setskog Sparebank (HSPG.OL)
No price history available.
Based on consensus from external analysts. Not Kvantra's opinion.
Høland og Setskog Sparebank provides banking services for the retail and corporate markets in Norway. The company offers current, deposit, and savings accounts; business, tax withholding, investment, agricultural, and client accounts; bank and credit cards; eInvoice; mobile payments; and mobile and online banking. It also provides insurance products for cars, electric scooters, boats, motorcycles, mopeds, jet skis, caravans, motorhomes, ATVs, tractors, snowmobiles, trailers, and veteran cars; house, household items, travel, cottages, valuable items, and drones; health, child, disabled, critical illness, life, and accident; and dogs, cats, and horses. In addition, the company offers bank, BSU, mutual fund, and retirement savings; pension products; car loan, mortgage, framework loan, energy saving loan, senior loan apartment, cottage loan, green mortgage, fixed rate loan, refinancing of mortgages, as well as loans for motorcycles, motorhomes, and ATVs; consumer loan; refinancing consumer debt; bank guarantees, business and construction loans, factoring, overdraft, and leasing; and consulting and accounting services. The company was formerly known as Holand Sparebank and changed its name to Høland og Setskog Sparebank in July 2010. Høland og Setskog Sparebank was founded in 1849 and is headquartered in Bjørkelangen, Norway.