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Key financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | €m | 2,180 | 1,901 | 2,738 | 2,816 | 3,221 | 1,005 | 2,886 | - |
| Operating profit | €m | 1,634 | 1,683 | ||||||
| Net profit | €m | -1,215 | 328 | 1,347 | 1,140 | 1,448 | 1,362 | 1,409 | 1,516 |
| EPS reported | € | 0.37 | 0.38 | ||||||
| Operating cashflow per share | € | 0.57 | 0.56 | ||||||
| Capex per share | € | 0.08 | 0.08 | ||||||
| FCF per share | € | 0.50 | 0.48 | ||||||
| Free cash flow | €m | 1,800 | 1,790 | ||||||
| Net debt | €m | -3,220 | -1,232 | ||||||
| Book value equity | €m | 9,533 | 9,814 | ||||||
| Book value per share | € | 2.63 | 2.61 | ||||||
| Number of shares | m | 3,631.35 | 3,754.61 | ||||||
| DPS (TTM paid) | € | 0.12 | 0.12 |
Financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.27 | 11.25 | ||||||
| P/B LTM | x | 1.31 | 1.58 | ||||||
| P/S LTM | x | 12.39 | 5.39 | ||||||
| P/FCF LTM | x | 6.92 | 8.69 | ||||||
| EV/EBITDA LTM | x | 5.43 | 8.14 | ||||||
| EV/Sales LTM | x | 2.83 | 4.96 | ||||||
| Earnings Yield LTM | % | 10.79% | 8.89% | ||||||
| FCF Yield | % | 14.45% | 11.51% | ||||||
| Quality | |||||||||
| ROE | % | 14.29% | 14.64% | ||||||
| ROIC | % | 1.23% | 1.23% | ||||||
| Operating margin | % | 49.43% | 33.03% | ||||||
| Gross margin | % | 88.54% | 72.37% | ||||||
| FCF/Sales | % | 54.45% | 35.13% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -5.13% | 0.00% | ||||||
| Sales Growth YoY | % | -68.80% | -13.22% | ||||||
| Net Income Growth YoY | % | -5.94% | -0.63% | ||||||
| FCF Growth | % | +1718.2% | - | ||||||
| Operating Profit Growth | % | -12.71% | -10.67% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 4.46% | 2.75% | ||||||
| Dividend Growth | % | -40.16% | - | ||||||
| Payout Ratio | % | 41.38% | 30.28% | ||||||
| FCF/Debt | x | 0.14 | 0.14 | ||||||
| Net Debt/EBITDA | x | -1.73 | -0.70 | ||||||
| EBIT/Net interest | x | 0.71 | 0.76 | ||||||
| Net debt/market cap | % | -25.85% | -7.92% | ||||||
| Net debt/Equity | x | -0.34 | -0.13 | ||||||
| Gross debt/equity | x | 1.32 | 1.35 | ||||||
ETFs that hold Eurobank
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| Amundi MSCI Greece UCITS ETF Dist | LYMH.DE | 2 | 13.18% |
| Global X - MSCI Greece ETF | GREK | 2 | 11.72% |
Funds with Eurobank among their ten largest holdings, largest fund first.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Eurobank Ergasias Services and Holdings S.A., together with its affiliates, delivers a comprehensive array of financial and banking services primarily across Greece, Central, and Southeastern Europe. Its operations are structured into several key divisions: Retail, Corporate, Global Markets & Asset Management, International, Investment Property, and various other specialized areas. The company's extensive service portfolio includes standard banking offerings like current accounts, savings, diverse deposit and investment savings products, and both credit and debit cards. It provides financial solutions for small businesses, mortgage lending, overdraft facilities, and a range of other credit products. Furthermore, Eurobank engages in foreign exchange and derivatives, offers custody and clearing, cash management, and trade services, alongside corporate finance and merger and acquisition advisory. Institutional clients benefit from its financial instrument trading capabilities, specialized financial advice, and intermediation. The firm also manages mutual fund products, institutional asset management, and equity brokerage services. Its involvement extends to investment property activities, overseeing a portfolio of commercial real estate assets, and undertaking property management and other investment ventures. Private banking services are specifically tailored for medium and high-net-worth individuals. Additionally, Eurobank offers a broad spectrum of auxiliary services, including business-to-business e-commerce, accounting, tax advisory, leasing, factoring, loan and credit claim management, credit card and fund administration, and real estate services. The company also operates in informatics data processing. As of March 31, 2022, Eurobank Ergasias Services and Holdings S.A. commanded a significant physical presence with 647 branches and business/private banking centers. Founded in Athens, Greece, in 1990, the company maintains its headquarters there.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Eurobank S.A. (EUROB.AT)
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| Amundi MSCI Greece UCITS ETF Dist | LYMH.DE | 2 | 13.18% |
| Global X - MSCI Greece ETF | GREK | 2 | 11.72% |
Funds with Eurobank among their ten largest holdings, largest fund first.
Based on consensus from external analysts. Not Kvantra's opinion.
Eurobank Ergasias Services and Holdings S.A., together with its affiliates, delivers a comprehensive array of financial and banking services primarily across Greece, Central, and Southeastern Europe. Its operations are structured into several key divisions: Retail, Corporate, Global Markets & Asset Management, International, Investment Property, and various other specialized areas. The company's extensive service portfolio includes standard banking offerings like current accounts, savings, diverse deposit and investment savings products, and both credit and debit cards. It provides financial solutions for small businesses, mortgage lending, overdraft facilities, and a range of other credit products. Furthermore, Eurobank engages in foreign exchange and derivatives, offers custody and clearing, cash management, and trade services, alongside corporate finance and merger and acquisition advisory. Institutional clients benefit from its financial instrument trading capabilities, specialized financial advice, and intermediation. The firm also manages mutual fund products, institutional asset management, and equity brokerage services. Its involvement extends to investment property activities, overseeing a portfolio of commercial real estate assets, and undertaking property management and other investment ventures. Private banking services are specifically tailored for medium and high-net-worth individuals. Additionally, Eurobank offers a broad spectrum of auxiliary services, including business-to-business e-commerce, accounting, tax advisory, leasing, factoring, loan and credit claim management, credit card and fund administration, and real estate services. The company also operates in informatics data processing. As of March 31, 2022, Eurobank Ergasias Services and Holdings S.A. commanded a significant physical presence with 647 branches and business/private banking centers. Founded in Athens, Greece, in 1990, the company maintains its headquarters there.
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