Full history for every metric is available with a Kvantra account
Key financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | €m | 2,736 | 3,703 | 4,314 | 5,875 | 5,988 | 7,672 | 8,350 | - |
| Operating profit | €m | 2,723 | 3,347 | ||||||
| Net profit | €m | 237 | 525 | 1,449 | 1,519 | 1,403 | 1,818 | 2,192 | 2,427 |
| EPS reported | € | 0.93 | 1.09 | ||||||
| Operating cashflow per share | € | 4.59 | 0.00 | ||||||
| Capex per share | € | 0.05 | 0.00 | ||||||
| FCF per share | € | 4.54 | 0.00 | ||||||
| Free cash flow | €m | 8,926 | 0 | ||||||
| Net debt | €m | 13,629 | 27,506 | ||||||
| Book value equity | €m | 16,565 | 15,723 | ||||||
| Book value per share | € | 8.43 | 7.63 | ||||||
| Number of shares | m | 1,964.66 | 2,059.94 | ||||||
| DPS (TTM paid) | € | 0.66 | 0.66 |
Financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.47 | 12.19 | ||||||
| P/B LTM | x | 1.38 | 1.76 | ||||||
| P/S LTM | x | 2.97 | 3.32 | ||||||
| P/FCF LTM | x | 2.55 | 0.00 | ||||||
| EV/EBITDA LTM | x | 12.67 | 16.10 | ||||||
| EV/Sales LTM | x | 4.14 | 6.61 | ||||||
| Earnings Yield LTM | % | 8.02% | 8.20% | ||||||
| FCF Yield | % | 39.17% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | 10.98% | 13.80% | ||||||
| ROIC | % | 2.96% | 0.99% | ||||||
| Operating margin | % | 30.11% | 36.67% | ||||||
| Gross margin | % | 82.31% | 87.02% | ||||||
| FCF/Sales | % | 98.70% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -4.12% | -1.80% | ||||||
| Sales Growth YoY | % | +28.11% | +38.85% | ||||||
| Net Income Growth YoY | % | +29.64% | +38.54% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +32.56% | +40.72% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 4.72% | 4.97% | ||||||
| Dividend Growth | % | +10.17% | - | ||||||
| Payout Ratio | % | 58.93% | 59.21% | ||||||
| FCF/Debt | x | 0.34 | 0.00 | ||||||
| Net Debt/EBITDA | x | 4.72 | 8.02 | ||||||
| EBIT/Net interest | x | 1.99 | 4.31 | ||||||
| Net debt/market cap | % | 59.80% | 99.29% | ||||||
| Net debt/Equity | x | 0.82 | 1.75 | ||||||
| Gross debt/equity | x | 1.59 | 2.54 | ||||||
ETFs that hold BPER Banca
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| iShares MSCI Italy ETF | EWI | 9 | 3.61% |
| iShares MSCI EMU Mid Cap UCITS ETF EUR | EMUM.L | 8 | 1.75% |
| iShares FTSE MIB UCITS ETF EUR (Acc) | SXRY.DE | 10 | 3.03% |
| Amundi Index Solutions - Italy MIB ESG UCITS ETF DR | FMI.PA | 9 | 3.99% |
| iShares FTSE MIB UCITS ETF EUR (Dist) | IMIB.MI | 10 | 3.02% |
| Xtrackers FTSE MIB UCITS ETF 1D | DBXI.DE | 10 | 2.99% |
| Deka MSCI Europe MC UCITS ETF | EL43.DE | 10 | 1.06% |
Funds with BPER Banca among their ten largest holdings, largest fund first.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
BPER Banca S.p.A. is a prominent financial institution delivering a comprehensive array of banking services and products to individual clients, businesses, and professionals, operating both domestically within Italy and internationally. The bank organizes its activities through distinct divisions, including Retail, Private Banking, Corporate, Large Corporate, Finance, Corporate Center, and Other Assets. Its extensive offerings feature various lending options like loans and mortgages, alongside insurance and social security plans, diverse account types, and advanced digital banking solutions. BPER Banca also supplies a range of card services, investment vehicles, and savings programs. Additionally, the company provides specialized services such as financing, leasing, credit management, factoring, efficient collection and payment systems, import/export support, liquidity and investment management, as well as other digital and general services. Moreover, it is deeply involved in wealth management, encompassing portfolio oversight, global financial guidance, customized finance advice, and holistic wealth advisory services. Its product suite further includes insurance investment products, various funds, and SICAVs. By December 31, 2021, the institution maintained a significant physical footprint with 1,742 branches. BPER Banca was founded in 1867 and is headquartered in Modena, Italy.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
BPER Banca S.p.A. (BPE.MI)
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| iShares MSCI Italy ETF | EWI | 9 | 3.61% |
| iShares MSCI EMU Mid Cap UCITS ETF EUR | EMUM.L | 8 | 1.75% |
| iShares FTSE MIB UCITS ETF EUR (Acc) | SXRY.DE | 10 | 3.03% |
| Amundi Index Solutions - Italy MIB ESG UCITS ETF DR | FMI.PA | 9 | 3.99% |
| iShares FTSE MIB UCITS ETF EUR (Dist) | IMIB.MI | 10 | 3.02% |
| Xtrackers FTSE MIB UCITS ETF 1D | DBXI.DE | 10 | 2.99% |
| Deka MSCI Europe MC UCITS ETF | EL43.DE | 10 | 1.06% |
Funds with BPER Banca among their ten largest holdings, largest fund first.
Based on consensus from external analysts. Not Kvantra's opinion.
BPER Banca S.p.A. is a prominent financial institution delivering a comprehensive array of banking services and products to individual clients, businesses, and professionals, operating both domestically within Italy and internationally. The bank organizes its activities through distinct divisions, including Retail, Private Banking, Corporate, Large Corporate, Finance, Corporate Center, and Other Assets. Its extensive offerings feature various lending options like loans and mortgages, alongside insurance and social security plans, diverse account types, and advanced digital banking solutions. BPER Banca also supplies a range of card services, investment vehicles, and savings programs. Additionally, the company provides specialized services such as financing, leasing, credit management, factoring, efficient collection and payment systems, import/export support, liquidity and investment management, as well as other digital and general services. Moreover, it is deeply involved in wealth management, encompassing portfolio oversight, global financial guidance, customized finance advice, and holistic wealth advisory services. Its product suite further includes insurance investment products, various funds, and SICAVs. By December 31, 2021, the institution maintained a significant physical footprint with 1,742 branches. BPER Banca was founded in 1867 and is headquartered in Modena, Italy.
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