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Bank of Ningbo Co., Ltd., founded in 1997 and based in Ningbo, People's Republic of China, offers a broad spectrum of financial products and services to both individual and corporate customers throughout the PRC. Originally established as Ningbo Commercial Bank Co., Ltd., it adopted its current name in February 2007. The bank structures its operations across four primary divisions: Corporate Business, Personal Business, Treasury Business, and Other Business. Its comprehensive array of services includes diverse deposit products, short-term, medium-term, and long-term loan facilities, and various bank cards. The institution facilitates both domestic and international settlements, provides bill discounting, and offers agency services for collections, payments, and cashing. Additionally, it underwrites and distributes government bonds, participates in inter-bank lending and borrowing activities, and maintains safe deposit box services. For foreign exchange needs, it handles deposits, currency exchange, loans, and remittances, alongside offering bank guarantees and acting as an insurance agent, among other general banking functions. Further specialized activities include the issuance of financial bonds, managing entrusted loans specifically for local fiscal credit turnover, and engaging in the purchase and sale of foreign currencies. The bank also conducts inter-bank foreign currency lending and borrowing, processes foreign currency bill acceptance and discounting, and extends foreign exchange lending and guarantee solutions. By the end of 2021 (as of December 31), Bank of Ningbo's operational footprint was extensive. It comprised 16 main branches, a dedicated capital operations center in Shanghai, and 19 first-tier sub-branches situated across numerous cities. These locations span Ningbo and other parts of Zhejiang province, along with major urban centers including Shanghai, Hangzhou, Nanjing, Shenzhen, Suzhou, Wenzhou, Beijing, Wuxi, Jinhua, Shaoxing, Taizhou, Jiaxing, Lishui, Huzhou, Quzhou, and Zhoushan.

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